How Do You Appeal a Car Accident Insurance Claim?

How Do You Appeal a Car Accident Insurance Claim?

If you get into a car accident, one of the first things you need to do is file your car accident insurance claim. Someone needs to be responsible for your medical bills and other losses. If the accident wasn’t your fault, you shouldn’t be left holding the bag. The other driver’s insurance company should cover your injuries.

Of course, if insurance companies paid every claim that came across their desks, they’d go out of business. They have to deny a certain number of claims. For example, if a claim is excessively large, it makes more sense to deny the claim and settle for less later. Or, if they have a feeling that accident was your fault, they’re going to deny your claim.

If you find out that your claim has been denied, the first thing you need to do is call an experienced car accident lawyer in Henderson. They can find out why your claim was really denied. They’ll reach out to the insurance adjuster to find out what they can do to get your claim approved. They’ll try to negotiate a settlement of your claim. If this isn’t possible, they’ll have no choice but to file a lawsuit on your behalf.

Why Would the Insurance Company Deny Your Car Accident Insurance Claim?

After you file your car insurance claim, one of two things will happen. Either you’ll get a check for your damages, or you’ll get a letter of denial. If your claim has been approved, great – you’ll get your check within a week or two. You can use this money to get your car fixed and pay any outstanding medical bills.

If you get a letter stating that your claim has been denied, it’s a totally different story. You can either sit back and take the denial as your final answer. Or, you can reach out to the insurance adjuster and find out what you need to do next. The most important thing you need to find out is why your claim was denied.

The insurance company may have denied your claim for a variety of reasons, including:

  • You may have a history of filing fraudulent claims
  • You could have a pre-existing medical condition
  • They think you were the one responsible for the crash
  • The policy was either cancelled for non-payment or lapsed
  • The vehicle wasn’t listed on the policy
  • The car was stolen or the owner didn’t give the driver permission to drive the car

Once you know why the claim was denied, your lawyer in Nevada can start negotiations.

Your Nevada Car Accident Lawyer Will Negotiate an Appeal of Your Claim

Once you find out why your insurance claim was denied, your attorney can reach out to the insurance adjuster. They’ll find out what you can do to get your claim approved. For example, if the claim was denied because they needed more information, your lawyer can supply that information. Or, if you need to present medical proof of your injuries, your attorney can do that as well.

Once the insurance company realizes that you have a lawyer, they may change their tune when it comes to your car accident insurance claim. They know that they can take advantage of you if you’re handling your own claim. They’ll try to get you to accept a lowball settlement. Or, they just won’t return your calls and emails. They won’t do this to your attorney.

Lawyers in Henderson spend years developing a rapport with the local insurance adjusters. They will be able to get a return phone call. And, they’re not going to accept a settlement for less than what you deserve. They know what your damages an and they’ll do their best to get you the compensation you deserve.

Some of the damages they’ll demand include:

  • Medical bills and future medical bills
  • Lost wages
  • Lost future earnings
  • Permanent disability
  • Property damage
  • Pain and suffering

They’ll work hard to make sure you get every dime you deserve. If they’re not able to settle your case, they’ll file a lawsuit on your behalf. They won’t back down to the insurance company.

Contact an Experienced Car Accident Lawyer in Henderson

Your Las Vegas, NV car accident lawyer is there to help people in your situation. If you’re involved in a car crash, you’re going to need to do a few things. First, you’ll have to file an insurance claim. If this claim isn’t paid, you’ll have no choice but to file a lawsuit. Your Nevada car accident lawyers can do this for you. They have the expertise and knowledge with cases just like this. They know what it takes to get you the compensation you deserve.