Are you looking for a top auto accident lawyer near me in Las Vegas? Or do you believe that you can handle the insurance claim process on your own? Many accident victims are tempted to file and negotiate their insurance claim on their own, but they are exposed to several risks. The biggest one, of course, is getting their claim denied.
In this article, we wish to clear up the role of the personal injury lawyer as your first and best line of defense against greedy insurance companies. They know that they have a duty to compensate you, but they put profits first.
Meanwhile, you are left with economic losses, lost wages, unpaid bills, as well as pain, and the risk of not making a full recovery from your injuries. While nothing injury attorneys in Las Vegas do can restore you to full health, you will at least be protected from getting into debt and an uncertain future for you and your family.
How An Auto Accident Insurance Claim Works in Las Vegas
Because Nevada is a fault state for car accident cases, you will first have to prove that the other driver was responsible for your accident. Moreover, you must prove that their proportion of fault exceeds yours. These are the key elements of the contributory negligence principle that determines which of the parties involved in a car accident can recover their damages.
This is the first element of the letter of demand – an official document notifying the insurance company that you seek damages against the other driver’s policy. This letter must also contain:
- Your identification details
- A description of the circumstances of the accident
- The economic damages and non-economic damages you seek, with justifications.
Once the letter of demand is sent, the insurance claim process starts. An insurance adjuster will be assigned to your case, with a clear job: to find ways to reduce the amount of damages or even get the claim dismissed.
Can You Face the Adjuster’s Tactics on Your Own?
As your injury attorneys in Las Vegas will explain to you, insurance adjusters can do a lot of things to minimize your claim or get it dismissed. Among others, they may:
- Invoke a failure to fulfill a required procedure
- Challenge your description of the circumstances of the accident
- Cast doubt on the severity of your injuries
- Delay making a final decision.
The delay tactic is very common among insurance adjusters who realize that the accident victim does not have a top auto accident lawyer near me. They rely on the fact that you do not know the statute of limitations in Nevada for personal injury cases. This is the period of time, starting from the date of your accident when you have the right to file a personal injury lawsuit.
As the expiration of this statute of limitations – 2 years – approaches, the insurance company will make you an undervalued offer. If you accept it, you will be left to cover many expenses on your own. If you do not accept it, then it may be too late to take the insurance company to court and win the fair compensation you deserve.
How Injury Attorneys in Las Vegas Assist You during the Claims Process
Here are the most important reasons why you should let a top auto accident lawyer near me help with your insurance claim:
1. The Lawyer Will Perform All Required Procedures
Lawyers know how to prepare and submit a claim in a valid and timely manner. The insurance company will not be able to invoke any kind of errors of form or substance in your claim.
This will shorten the period until your claim is settled significantly.
2. The Lawyer Will Counter the Adjuster’s Claims with Solid Evidence
Our injury attorneys in Las Vegas will investigate your car accident and talk to eyewitnesses, as well as the healthcare staff in charge of your treatment and rehabilitation. In this process, the attorneys will collect irrefutable evidence:
- The police report prepared at the accident scene
- Photos and videos
- Eyewitness statements
- Medical records
- Bills and receipts.
All these will be produced to counter the insurance adjuster’s attempts to increase your proportion of fault or minimize the amount of your damages.
3. The Lawyer Will Not Permit Delay Tactics
A top auto accident lawyer near me knows when an insurance company is trying to buy time until it is too late for you to file a personal injury lawsuit. And they also know how to put a stop to this unethical practice.
If they cannot reach a fair settlement within a reasonable period of time, the lawyer will suggest the fact that the matter will be settled in court. In most cases, insurance companies decide to accept the claim and pay your damages in order to avoid supplementary costs.
4. If Negotiations Fail, You Will Have Professional Representation in Court
Finally, if the insurance company refuses to settle, our injury attorneys in Las Vegas have the necessary court experience to win your case. You can rest assured that you will benefit from the best legal representation and that justice will prevail.
How Can You Help Your Lawyer Win Your Case?
In many circumstances, accident victims do or say things that may damage their case. An experienced attorney will be able to win it, eventually, but it will take longer and involve significantly more effort.
You can help yourself and your attorney in the following ways:
- By collecting evidence at the accident scene (photos and videos taken with your mobile phone)
- By seeking medical attention as soon as possible (call 9-1-1 from the accident scene)
- By refraining from talking to an insurance adjuster on your own and making any statements about your fault
- By staying away from social media platforms until the lawyer wins your case.
These simple decisions can make all the difference in the world for the actual compensation amount you will win.
You can help yourself and your attorney in the following ways:
- By collecting evidence at the accident scene (photos and videos taken with your mobile phone)
- By seeking medical attention as soon as possible (call 9-1-1 from the accident scene)
- By refraining from talking to an insurance adjuster on your own and making any statements about your fault
- By staying away from social media platforms until the lawyer wins your case.
These simple decisions can make all the difference in the world for the actual compensation amount you will win.
Contact our injury attorneys in Las Vegas today for a free case review.